Risk Solutions
Insurance Solutions for Complex and Everyday Risks
Building & Construction Insurance
Insurance designed around the people, projects and equipment that keep construction moving.
Business Insurance
Practical protection for the assets, income and everyday risks behind your business.
Business Interruption Insurance
Protect the income your business relies on while you recover from an insured disruption.
Contract Works Insurance
Protect construction projects from the unexpected, from commencement through to completion.
Cyber Protection Insurance
Financial protection and specialist support when a cyber incident disrupts your business.
Management Liability Insurance
Protect the business and its decision-makers against covered management claims.
Marine Transit Insurance
Protect goods and commercial interests while they move by road, rail, air or sea.
Property Development Insurance
Insurance for the financial, construction and operational risks behind development projects.
Public & Products Liability Insurance
Protection against covered third-party injury and property damage claims.
Transport & Logistics Insurance
Keep vehicles, goods, people and operations moving with industry-specific protection.
Plant & Equipment
At JL Insurance Brokers, we work to arrange cover tailored to the specific nature of your operations, whether your equipment is working on site, in transit or stored between jobs.
Environmental/Pollution Liability
Environmental and Pollution Liability insurance is a critical safeguard for Australian businesses whose operations carry the risk of accidental pollution, contamination or environmental damage, exposures that are often excluded under standard liability policies.
Commercial Motor / Heavy Motor Fleet Insurance
Commercial Motor and Heavy Motor Fleet insurance is designed to protect Australian businesses that depend on vehicles to operate, covering loss or damage to your fleet as well as third-party liability arising from accidents on and off the road.
Crop Insurance
Crop insurance provides vital financial protection for Australian farmers and agricultural businesses against the unpredictable forces of nature, including drought, flood, hail, frost and other adverse weather events that can devastate yields and threaten livelihoods.
On-Hook (Goods on Hook) Liability
On-Hook Liability insurance is essential for towing and transport operators, providing cover for loss or damage to third-party vehicles or equipment while they are being towed, lifted or carried, an exposure that is typically excluded under standard motor or liability policies.
Industrial Special Risks /Plant & Equipment
Industrial Special Risks (ISR) insurance is one of the most comprehensive forms of commercial property cover available, designed to protect large and complex Australian businesses against physical loss or damage to buildings, contents, plant and equipment from a broad range of perils.
Product Recall
Product Recall insurance is a vital safeguard for Australian businesses involved in the manufacture, distribution or supply of goods, covering the significant costs associated with recalling a defective or contaminated product from the market — including recall expenses, loss of revenue and crisis management costs.
Machinery Breakdown Insurance
Machinery Breakdown insurance provides essential protection for Australian businesses against the sudden and unforeseen mechanical or electrical failure of critical plant and equipment — costs that are typically excluded under standard property or ISR policies.
General information disclaimer
This general information does not take into account your specific objectives, financial situation or needs. It is not financial advice and is not complete. Please discuss your circumstances and the full policy details with JL Insurance to determine whether the cover is appropriate for you. Deductibles, exclusions and limits apply, and cover differs between insurers.
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