Cyber Protection Insurance
Financial protection and specialist support when a cyber incident disrupts your business.
Protect what keeps your business moving
A cyberattack or data breach can interrupt operations, compromise sensitive information and damage customer trust. Cyber protection insurance is designed to help businesses manage the financial and operational impact of covered cyber events, including response, recovery and third-party claims.
Who should consider it?
Any organisation with a website, email, electronic records, customer data or connected systems may be exposed. Cover is relevant to businesses of every size, particularly those that depend on technology to trade.
What can it cover?
Depending on the insurer, policy and options selected, cover may include:
Business interruption losses following a covered cyberattack.
Cyber extortion response, including specialist negotiation and selected response costs.
Recovery or replacement of electronic data and records.
Security and privacy liability arising from covered data breaches.
Legal defence costs and selected regulatory investigation expenses.
Electronic media liability, including selected defamation, copyright and intellectual-property allegations.
Crisis management, customer notification and credit-monitoring expenses.
Important considerations
Cyber policies commonly exclude known events, intentional or criminal acts by the insured, hardware damage and some forms of direct financial theft. Security controls and notification obligations may apply.