Protect what keeps your business moving
Contracts can transfer liabilities well beyond what a business would ordinarily have at law. Indemnities, warranties and other clauses may increase your exposure, reduce the protection available under an insurance policy or create liabilities that cannot be insured at all.
Who should consider it?
This service is relevant whenever you are asked to sign a lease, supply agreement, construction contract or other commercial agreement containing insurance, indemnity, waiver or liability provisions.
What can it cover?
Depending on the insurer, policy and options selected, cover may include:
Insurance advice to help identify how contract terms interact with your existing insurance program.
Practical contractual-liability guidance and tipsheets.
Access to specialist contractual-liability support to analyse insurance-related issues.
Referral for a detailed legal review or renegotiation of insurance clauses on a fee-for-service basis, where required.
Assistance exploring whether additional cover is available for liabilities assumed under the contract.
Important considerations
JL Insurance can advise on insurance coverage but does not provide legal advice. A specialist legal review may be required. Some onerous contractual liabilities may not be commercially insurable, so seek advice before signing.