Transport & Logistics Insurance
Keep vehicles, goods, people and operations moving with industry-specific protection.
Protect what keeps your business moving
Transport and logistics businesses manage a wide range of exposures, from vehicle accidents, damaged cargo and warehouse losses to workforce safety, cyber threats and operational disruption. Whether you run one truck or a national fleet, your cover should reflect how and where you operate.
Who should consider it?
Tailored protection may suit owner-drivers, fleet operators, couriers, freight businesses, warehouse and cold-storage operators, and companies that transport, handle or store third-party goods.
What can it cover?
Depending on the insurer, policy and options selected, cover may include:
Commercial vehicle cover for trucks, buses, utes, cars and other business vehicles.
Property insurance for offices, depots, vehicle yards and other premises.
Warehouse cover for eligible property, stock and public-liability risks, including cold storage where agreed.
Goods in transit cover for insured cargo lost, damaged or destroyed while in transit.
Management liability and cyber insurance.
Business interruption following insured damage.
Workers’ compensation for eligible work-related injury or illness.
Important considerations
The correct program depends on vehicle use, cargo type, contractual responsibility, radius of operation, warehousing arrangements and use of subcontractors. Limits and exclusions vary between insurers.