Manufacturing Insurance
Specialised protection for production, people, products and supply chains.
Protect what keeps your business moving
Manufacturers face interconnected risks, from fire, machinery failure and production downtime to product defects, recalls, workplace injuries and cyber incidents. Because exposures vary by product and process, a manufacturing insurance program should be built around the way your operation actually works.
Who should consider it?
Tailored insurance may suit food, pharmaceutical, clothing, automotive, chemical, electrical, industrial, machinery and other manufacturers, from small workshops through to complex production facilities.
What can it cover?
Depending on the insurer, policy and options selected, cover may include:
Property and business insurance for premises, stock, equipment, machinery breakdown and selected liability risks.
Business interruption for insured loss of income and additional recovery costs.
Product liability and product recall cover for eligible claims and recall expenses.
Marine transit for raw materials, components and finished goods in transit.
Cyber insurance for covered system interruption, data incidents and response costs.
Management liability and professional indemnity for selected management or professional exposures.
Commercial motor and workers’ compensation.
Important considerations
Manufacturing risks are highly specific to the product, process, machinery, storage arrangements and supply chain. Recall, contamination, spoilage and machinery limits should be reviewed carefully.