Workers’ Compensation Insurance
Support your people when a work-related injury or illness occurs.
Protect what keeps your business moving
Workers’ compensation insurance provides benefits to employees who are injured at work or become ill because of their work. It can help meet the financial cost of recovery while supporting an employee’s rehabilitation and return to work.
Who should consider it?
Workers’ compensation is compulsory for employers throughout Australia. Each state and territory operates its own scheme, so obligations, benefits and policy requirements differ by jurisdiction. JL Insurance can help you understand the requirements relevant to your workforce.
What can it cover?
Depending on the insurer, policy and options selected, cover may include:
Weekly benefits or a portion of wages while an employee is unable to work.
Medical and hospital expenses associated with an eligible work-related injury or illness.
Rehabilitation services and medication.
Certain personal items and eligible treatment expenses.
Lump-sum payments for permanent impairment, where provided under the relevant scheme.
Important considerations
Benefits and eligibility are set by the workers’ compensation scheme in the applicable state or territory. Insurance does not replace an employer’s workplace health and safety obligations.